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Variable Home Loans

Variable Home Loans
This loan would suit an owner-occupier or investor that is comfortable with the idea that rates may increase or decrease during the term of the loan.
Find out moreFixed Home Loans

Fixed Home Loans
This loan would suit an owner-occupier or investor that would like to lock in an interest rate for a set period.
Find out moreManage Home Loan

Manage Home Loan
Discover how to better manage your home loan or mortgage with Orange Credit Union's home loan management resource library.
Home loan optionsGenerate Key Fact Sheet

Generate Key Fact Sheet
Generate a printer-friendly Home Loan Key Facts Sheet for one of our home loan products.
Generate Fact SheetApply Online

Apply Online
Find out exactly what you need before submitting your loan application, so your Home Loan approved faster.
Launch applicationApplication Process

Application Process
Your first step is to set and discuss your objectives with an Orange Credit Union Home Loan expert.
Next stepsOrange Community
Read up about how Orange Credit Union is impacting the community, and how you can get involved.
Community Support Grants Program
Orange Credit Union receives many requests for charitable support annually

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Membership
Become a member of Orange Credit Union
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Open an account
Open a Savings or Transaction Account
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Home Loan
Apply for a Home Loan
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Personal/Car Loan
Apply for a Personal or Car Loan
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Internet Banking
Get Internet or Phone Banking
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General enquiries
Ask us a question
Products
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Home Loans
Fixed or variable rate home loans
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Car Loans
New car loan
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Personal Loans
Secured and unsecured loans
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Savings Accounts
Earn competitive interest rates.
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Everyday Accounts
Transaction accounts for everyday needs
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Investment Accounts
Term Deposits ranging from 3 to 36 months
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Insurance
Proudly partnered with QBE and Zurich
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Financial Planning
Proudly partnered with Bridges
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Travel
International travel product range
Calculators
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Loan Repayments
Enter a loan amount, interest rate and repayment frequency to calculate a repayment estimate
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Car Loan
Get an idea of how much you can borrow and your repayments
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Personal Loan
Calculate how much you might be able to borrow for personal use
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Budget Planner
Managing your budget and potential savings
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Savings Plan
Need help saving? Our Savings Plan Calculator can help
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View all calculators
Not sure where to start? Get the right tools for the job
Rates & Fees
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Home Loan
Compare our home loan interest rates
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Personal Loan
Compare our personal loan rates
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Car Loan
Compare our personal loan rates
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Savings Account
View our savings account table
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Investment Account
View our term deposit interest rate table
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Fees & Charges
Personalised service and a fair fee structure
Special Offers
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Home Loan Special Offer
Limited time only
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Kids Super Saver
Limited time only
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Personal Loan
Limited time only
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AMIGO Credit Card
Limited time only
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View all special offers
One convenient location
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I love that it is local and looks after local people and even though I have moved I do not want to let go of OCU as I feel it is a part of
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It is situated locally; all the staff are friendly and will always help you. Your money stays in town and is used to help someone who is a
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For the last 40 + years I have banked with the credit union and the big majority of all money loans that I have had, have been through the
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