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Personal Unsecured Overdraft

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This overdraft is ideal to improve cash flow, with extra funds available up to a pre-approved limit.

14.25% pa
Interest Rate


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  • An overdraft allows members to overdraw their everyday transaction account by a set limit
  • Credit limits $1,000 to $10,000
  • Interest only paid when account goes into debit
  • Lower interest rate than most credit cards
  • Ongoing credit (i.e. no fixed term)
  • Available for All Purpose Savings or Prestige Account account users
  Additional Product Information:
Personal Unsecured
Key Features
Variable interest rate14.25% pa
RepaymentsGreater of 2% or $20.00 of outstanding balance per month
StatementsMonthly
Loan periodOngoing credit, reviewed annually
Availability of fundsNormal access through channels via your account

 

 

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