Interest-only Loan
Interest-only Loan
Interest-only home loans remove the principal from the equation, so you can reduce your monthly repayments.
Find out moreFirst Home Buyers Grant
First Home Buyers Grant
If you are buying your first home, you may be eligible for a government’s First Home Owners Grant.
Find out moreParent/Family Guarantee
Parent/Family Guarantee
Do your parents want to help you buy a home or invest in property? This option will allow them do so.
Find out moreBridging Loan
Bridging Loan
This is a loan that serves as a short-term bridge, enabling property buyers to purchase a new dwelling before their existing one is sold.
Find out moreDeposit Bonds
Deposit Bonds
A guarantee that is used as a substitute for the 10% cash deposit you are required to pay upfront when purchasing a property.
Find out more
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Membership
Become a member of Orange Credit Union
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Open an account
Open a Savings or Transaction Account
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Home Loan
Apply for a Home Loan
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Personal/Car Loan
Apply for a Personal or Car Loan
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Internet Banking
Get Internet or Phone Banking
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General enquiries
Ask us a question
Products
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Home Loans
Fixed or variable rate home loans
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Car Loans
New and used car loans
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Personal Loans
Secured, part-secured and unsecured loans
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Savings Accounts
Earn up to 2.20% interest p.a.
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Everyday Accounts
Transaction accounts for everyday needs
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Investment Accounts
Term Deposits ranging from 3 to 36 months
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Insurance
Proudly partnered with QBE and Zurich
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Financial Planning
Proudly partnered with Bridges
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Travel
International travel product range
Calculators
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Loan Repayments
Enter a loan amount, interest rate and repayment frequency to calculate a repayment estimate
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Car Loan
Get an idea of how much you can borrow and your repayments
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Personal Loan
Calculate how much you might be able to borrow for personal use
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Budget Planner
Managing your budget and potential savings
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Savings Plan
Need help saving? Our Savings Plan Calculator can help
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View all calculators
Not sure where to start? Get the right tools for the job
Rates & Fees
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Home Loan
Compare our home loan interest rates
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Personal Loan
Compare our personal loan rates
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Car Loan
Compare our personal loan rates
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Savings Account
View our savings account table
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Investment Account
View our term deposit interest rate table
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Fees & Charges
Personalised service and a fair fee structure
Special Offers
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Base Variable Rate Home Loan
Limited time only
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Kids Super Saver
Limited time only
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Personal Loan
Limited time only
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AMIGO Credit Card
Limited time only
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View all special offers
One convenient location
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I love that it is local and looks after local people and even though I have moved I do not want to let go of OCU as I feel it is a part of
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It is situated locally; all the staff are friendly and will always help you. Your money stays in town and is used to help someone who is a
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For the last 40 + years I have banked with the credit union and the big majority of all money loans that I have had, have been through the
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