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Personal Loans

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For any worthwhile purpose.

New Car Loan

This new car loan would suit someone who is looking to purchase a new car up to 3 years old.

No deposit is required
Buyer must apply to borrow at least $15,000
Rapid loan approval
Included in Relationship Rebate

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5.24% pa
Variable Rate

5.60% pa¹
Comparison Rate

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This loan would suit someone who is looking to borrow more than $2,000 for any worthwhile purchase. The borrower is required to provide security over the loan. This may include a motor vehicle, savings or property.

Maximum subject to application
Loan terms up to 7 years
Included in Relationship Rebate

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9.24% pa
Variable Rate

9.60% pa¹
Comparison Rate

Apply Online Make an Appointment

Unsecured Loan

This loan would suit someone who is looking to borrow more than $2,000 for any worthwhile purchase.

Loan terms from 18 months to 6 years
Rapid loan approval
Included in Relationship Rebate

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13.24% pa
Variable Rate

14.98% pa²
Comparison Rate

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Mortgage Secured Overdraft

This overdraft is designed for minor home renovations, holidays, medical expenses or unexpected expenses.

Credit limits $10,000 to $50,000
Available for All Purpose Savings or Prestige Account account
Lower interest rate than most credit cards

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9.55% pa
Interest Rate

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Personal Unsecured Overdraft

This overdraft is designed for minor home renovations, holidays, medical expenses or unexpected expenses.

Credit limits $1,000 to $10,000
Available for All Purpose Savings or Prestige Account account
Lower interest rate than most credit cards

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14.50% pa
Interest Rate

Apply Online Request a call

Additional Product Information:

1. Promoter is Orange Credit Union ABN 34 087 650 477, AFSL 240768, Australian Credit Licence 240768, 288 Summer Street Orange, 2800 2. Orange Credit Union will waive establishment fees, saving $250 for any Personal Loan approved during the promotional period on any eligible products. 3. Eligible products include solar panels, water tanks, double glazing, external awnings, insulations, greywater treatment, energy-efficient appliances, and white goods, energy-efficient heating and/or cooling, and home ventilation. 4. Energy-efficient is defined as 4 or more star efficiency rating. 5. The ‘eligible entrant’ is subject to the following conditions for a Personal Loan: - All new lending only where credit and lending criteria must be satisfied. - Minimum loan amounts apply - Personal Loans must be approved by AEST 12:00pm, 30 June 2022. - The Promotion does not apply for loans where a staff discount may apply. 6. Promotion period is from AEST 8:00 am Monday, 16 May to 12:00 pm Friday, 30 June 2022. ;

¹ Credit eligibility criteria, terms and conditions, fees & charges apply. Comparison rate is based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

² Credit eligibility criteria, terms and conditions, fees & charges apply. Comparison rate is based on an unsecured loan of $10,000 over 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

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