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Personal Loan Comparison Table

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Whether it's for a car, home renovations, holiday or to consolidate your debt, our personal loans are available for any worthwhile purpose.

Use our Personal Loan Calculator to compare your options.

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Features

New Car

Secured

Unsecured

Interest Rate 5.39% pa 8.99% pa 12.99% pa
Comparison Rate 5.75% pa1 9.37% pa1 14.73% pa2
Minimum amount $15,000  $2,000  $2,000 
Maximum amount Subject to application Subject to application
Loan amounts and repayment terms
Loan Period up to 7 years Up to 7 years 18 months to 6 years
Repayments Monthly, Fortnightly, Weekly Monthly, Fortnightly, Weekly
Repayment Options - Payroll deduction
- Periodical payment
- Internet Banking
- Phone banking
- NAB Deposit
- Payroll deduction
- Periodical payment
- Internet Banking
- Phone banking
- NAB Deposit
- Payroll deduction
- Periodical payment
- Internet Banking
- Phone banking
- NAB Deposit
Repayments and redraw options
Interest Charges Calculated daily, charged monthly Calculated daily, charged monthly Calculated daily, charged monthly
Variable and lump sum repayments Yes  Yes  Yes 
Early repayments without penalty Yes  Yes 
Free Loan redraw Yes  Yes  Yes 
Monthly account keeping/service fees $0  $0  $0 
Fees
Loan repayment insurance available Yes  Yes  Yes 
Automatic repayments (payroll) Yes  Yes  Yes 
Easy to apply for loan Phone, Online, Branch Phone, Online, Branch Phone, Online, Branch

 

1 Comparison rate based on $30,000 over 5 years WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2 Comparison rate is based on $10,000 over 3 years A comparison rate is the interest rate plus all known fees and charges that will be incurred with this loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Please review our Comparison Rate Schedule for other loan amounts.

 

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