Personal Loan Comparison Table
Whether it's for a car, home renovations, holiday or to consolidate your debt, our personal loans are available for any worthwhile purpose. Use our Personal Loan Calculator to compare your options. |
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Features | Secured | |||||
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Interest Rate | 4.99% pa | 8.99% pa | 12.99% pa | |||
Comparison Rate | 5.35% pa1 | 9.37% pa1 | 14.73% pa2 | |||
Minimum amount | $15,000 | $2,000 | $2,000 | |||
Maximum amount | Subject to application | Subject to application | ||||
Loan amounts and repayment terms | ||||||
Loan Period | up to 7 years | Up to 7 years | 18 months to 6 years | |||
Repayments | Monthly, Fortnightly, Weekly | Monthly, Fortnightly, Weekly | ||||
Repayment Options |
- Payroll deduction - Periodical payment - Internet Banking - Phone banking - NAB Deposit |
- Payroll deduction - Periodical payment - Internet Banking - Phone banking - NAB Deposit |
- Payroll deduction - Periodical payment - Internet Banking - Phone banking - NAB Deposit |
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Repayments and redraw options | ||||||
Interest Charges | Calculated daily, charged monthly | Calculated daily, charged monthly | Calculated daily, charged monthly | |||
Variable and lump sum repayments | Yes | Yes | Yes | |||
Early repayments without penalty | Yes | Yes | ||||
Free Loan redraw | Yes | Yes | Yes | |||
Monthly account keeping/service fees | $0 | $0 | $0 | |||
Fees | ||||||
Automatic repayments (payroll) | Yes | Yes | Yes | |||
Easy to apply for loan | Phone, Online, Branch | Phone, Online, Branch | Phone, Online, Branch |
1 Credit eligibility criteria, terms and conditions, fees & charges apply. Comparison rate is based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2 Credit eligibility criteria, terms and conditions, fees & charges apply. Comparison rate is based on an unsecured loan of $10,000 over 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
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Personal Loan
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