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Personal Loan Comparison Table

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Whether it's for a car, home renovations, holiday or to consolidate your debt, our personal loans are available for any worthwhile purpose.

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Features	Unsecured (less than $5,000)	Unsecured (more than $5,000)	Part Secured	Savings Secured	Real Estate Secured
Interest Rate	13.99% pa	13.99% pa	13.75% pa	9.00% pa	11.25% pa
Comparison Rate	15.04% pa¹	15.04% pa¹	13.97% pa¹	9.21% pa²	11.47% pa²
Minimum amount	$2,000	$5,000	$2,000	$2,000	$2,000
Maximum amount	$4,999	Subject to application	Subject to application	Subject to application	Subject to application
Loan amounts and repayment terms
Loan Period	18 months to 6 years	Up to 6 years	Up to 7 years	Up to 15 years	Up to 15 years
Repayments	Monthly, Fortnightly, Weekly	Monthly, Fortnightly, Weekly	Monthly, Fortnightly, Weekly	Monthly, Fortnightly, Weekly	Monthly, Fortnightly, Weekly
Repayment Options	- Payroll deduction - Periodical payment - Internet Banking - Phone banking - NAB Deposit	- Payroll deduction - Periodical payment - Internet Banking - Phone banking - NAB Deposit	- Payroll deduction - Periodical payment - Internet Banking - Phone banking - NAB Deposit	- Payroll deduction - Periodical payment - Internet Banking - Phone banking - NAB Deposit	- Payroll deduction - Periodical payment - Internet Banking - Phone banking - NAB Deposit
Repayments and redraw options
Interest Charges	Calculated daily, charged monthly	Calculated daily, charged monthly	Calculated daily, charged monthly	Calculated daily, charged monthly	Calculated daily, charged monthly
Variable and lump sum repayments	Yes	Yes	Yes	Yes	Yes
Early repayments without penalty	Yes	Yes	Yes	Yes	Yes
Free Loan redraw	Yes	Yes	Yes	Yes	Yes
Monthly account keeping/service fees	$0	$0	$0	$0	$0
Fees
Loan repayment insurance available	Yes	Yes	Yes	Yes	Yes
Automatic repayments (payroll)	Yes	Yes	Yes	Yes	Yes
Easy to apply for loan	Phone, Online, Branch	Phone, Online, Branch	Phone, Online, Branch	Phone, Online, Branch	Phone, Online, Branch

¹The comparison rate is based on a $30,000 secured loan for a term of 5 years.
² The comparison rate is based on a $10,000 unsecured loan for a term of 3 years.
Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rates.

¹ Comparison rate is based on $10,000 over 3 years A comparison rate is the interest rate plus all known fees and charges that will be incurred with this loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Please review our Comparison Rate Schedule for other loan amounts.

² Comparison rate is based on $30,000 over 5 years. A comparison rate is the interest rate plus all known fees and charges that will be incurred with this loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Please review our Comparison Rate Schedule for other loan amounts.

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