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Personal Loan Comparison Table

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Whether it's for a car, home renovations, holiday or to consolidate your debt, our personal loans are available for any worthwhile purpose.

Use our Personal Loan Calculator to compare your options.

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Features	New Car	Secured	Unsecured
Interest Rate	4.99% pa	8.99% pa	12.99% pa
Comparison Rate	5.35% pa¹	9.37% pa¹	14.73% pa²
Minimum amount	$15,000	$2,000	$2,000
Maximum amount		Subject to application	Subject to application
Loan amounts and repayment terms
Loan Period	up to 7 years	Up to 7 years	18 months to 6 years
Repayments		Monthly, Fortnightly, Weekly	Monthly, Fortnightly, Weekly
Repayment Options	- Payroll deduction - Periodical payment - Internet Banking - Phone banking - NAB Deposit	- Payroll deduction - Periodical payment - Internet Banking - Phone banking - NAB Deposit	- Payroll deduction - Periodical payment - Internet Banking - Phone banking - NAB Deposit
Repayments and redraw options
Interest Charges	Calculated daily, charged monthly	Calculated daily, charged monthly	Calculated daily, charged monthly
Variable and lump sum repayments	Yes	Yes	Yes
Early repayments without penalty		Yes	Yes
Free Loan redraw	Yes	Yes	Yes
Monthly account keeping/service fees	$0	$0	$0
Fees
Automatic repayments (payroll)	Yes	Yes	Yes
Easy to apply for loan	Phone, Online, Branch	Phone, Online, Branch	Phone, Online, Branch

¹ Credit eligibility criteria, terms and conditions, fees & charges apply. Comparison rate is based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

² Credit eligibility criteria, terms and conditions, fees & charges apply. Comparison rate is based on an unsecured loan of $10,000 over 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

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