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Take advantage of having a local lender to complete a face-to-face assessment of your construction home project. Our team of lending specialists will take a personal understanding of your construction, to ensure we match you with a suitable product. 

As you progress through the stages of construction, guided by your building contract, your builder will issue invoices so we can make progress payments, to cover the costs of the build. Once your home build is complete, your contracted loan term, typically 30 years, will officially commence. 

Orange Credit Union prides itself on maintaining a great realtionship between yourself and suppliers, with processing of builder invoices within 24 hours of receipt. 

Variable Rate LoansFixed Rate Loans



Introductory Essential 2 Year 

Variable Rate Home Loan

This low rate loan would suit a property owner who is looking for a basic loan with a variable rate subject to market fluctuations throughout the loan term. After 24 months, this loan moves to the Essential Low Rate Variable Home Loan.

  • Borrow up to 95% of the purchase price
  • $350,000 minimum loan amount
  • For new business only
  • Up to 30-year loan period
  • Flexible repayment options
  • Lump sum repayments available
  • No Redraw
  • No Offset

2.99% pa1
Variable Rate

3.99% pa2
Comparison Rate

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1 Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $350,000 and up to 95% of property value.

2 Comparison rate based on a secured loan of $150,000 over 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.


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