Financial Planning

Most people seek financial advice when they reach a major life milestone, such as:

• Young to mid-life: Those aged 20-39, who are establishing and building careers, perhaps starting a family, getting married, or buying a home.
• Mid-life: Those aged between 40-49, looking to secure a comfortable lifestyle and thinking about the future.
• Pre-retirement: 50 - 65 years old with 20 or more years of retirement ahead, main concerns may be debt elimination, protecting assets, helping children, Wills and Trusts.
• Retirement: Generally, from 65-years onwards, you may be thinking of aged care planning, gifting to your family and estate planning.

Financial planning is about developing strategies to help you manage your financial affairs and meet your life goals – and the first step is to make sure you have access to the right advice.

Many people are aware that they need professional financial advice but are unsure of where to start.

The quest isn’t simply to find a planner but more importantly, to find a planner you feel you can trust.Orange Credit Union is affiliated with a number of financial planners, including:

Brown & Associates (Bathurst) Pty Ltd, trading as Brown & Associates Financial, is a Capstone Authorised Representative (No. 12845570) of Capstone Financial Planning Pty Ltd. ABN 24 093 733 969. AFSL No. 223135 This is general advice only and has been prepared without taking into account your particular objectives, financial situation and needs. Before making an investment decision based on this information, you should assess your own circumstances or consult a financial planner. In referring customers to Bridges, Orange Credit Union does not accept liability or responsibility for any act or omission or advice provided by Brown & Associates or its authorised representatives.

Bridges Financial Services Pty Limited. ABN 60 003 474 977. ASX Participant AFSL No. 240837. Part of the IOOF Group. This is general advice only and has been prepared without taking into account your particular objectives, financial situation and needs. Before making an investment decision based on this information, you should assess your own circumstances or consult a financial planner. In referring customers to Bridges, Orange Credit Union does not accept liability or responsibility for any act or omission or advice provided by Bridges or its authorised representatives.