Landlord Insurance
As a landlord, you need to reduce your vulnerability to vandalism, malicious damage, and theft. Not to mention lost rental income, should your property become unliveable because of major damage. You also need protection from those unlikely, but still possible, risks like fire, lightning and storm or flood damage, falling trees and unforeseen catastrophes. |
Online Quote Request a quote |
What is included?
Core cover |
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Summary of benefits
Core benefit | Cover |
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Legal Liability | $30 million |
Additional benefits | Cover |
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Building safeguard benefits | Yes |
Environmental upgrade | Yes |
Burning out of electrical motors (fusion cover) | Yes |
Cover for loss of rent should your tenants be unable to live in the home as a result of damage caused by a defined event | Yes |
Essential temporary repairs | Yes |
Optional Benefit | Cover |
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Cover by rent default | Optional Extra |
Cover for theft and/or vandalism by tenants |
Optional Extra |
Insurance Calculators
Home Insurance Calculator
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Use calculator |
Contents Calculator
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Use calculator |
A few things to remember |
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Ways to save insurance costs |
Security discountsThe more secure your property is – through deadlocks, window locks, and either local or monitored alarms – the less you may have to pay. Household no claim bonusContinue to earn No Claim Bonus discount, up to our maximum level, the more years you go without making a claim. Multi-policy discountOnce you have one MemberCare insurance policy with us, we’ll give you a discount on each additional MemberCare policy number. A Choice of ExcessYour excess is the initial amount you have to pay yourself if you make a claim, and we offer options of $100, $250, $300, $400, $500, $750, $1,000, $2,500, $5,000, $7,500 and $10,000. The higher the excess you choose, the lower the premium you’ll pay. |
Our relationship with QBE |
Landlord Cover is one of a comprehensive range of insurance solutions Orange Credit Union offers through our association with QBE Insurance. Founded in 1886, QBE is one of Australia’s leading insurers. It’s because of QBE’s experience, security and strength – as well as its prompt, efficient and friendly claims service – that we’ve made it our general insurance provider. This partnership enables us to deliver Orange Credit Union's members quality and value in insurance products, with the added convenience of having everything under the same roof. |
Additional Product Information: |
Important Information: As a holder of Australian Financial Services Licence (AFSL No. AFSL 240768.), Orange Credit Union can issue, vary, renew and cancel this insurance policy under a ‘binder’ provided by the Insurer. A ‘binder’ is an agreement that allows Orange Credit Union, as agent of the Insurer, to enter into contracts of insurance on behalf of the Insurer. This means that the insurance policy issued to you by Orange Credit Union is binding on the Insurer just as if it had issued the policy itself. Insurance policies are issued by QBE Insurance (Australia) Limited, ABN 78 003 191 035, AFS Licence 239545. Before making a decision about your insurance needs please refer to the Product Disclosure Statement and Target Market Demographic (TMD) available from Orange Credit Union.
Terms and Conditions apply: Multi-policy discount is not available on your first policy and only applies when all policies (excluding boat) are purchased through Orange Credit Union.
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Orange Credit Union is completely different and better than a bank. They are like a little family and really look after you. It gave me th
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We would have lost our Queensland investment property without the help and fast action by Orange Credit Union. When we were let down by th
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I can’t thank the amazing team at Orange Credit Union enough. They are just wonderful, supportive and are very proactive in increasi
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