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Life Insurance

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Ezicover Life Insurance is low-cost, do-it-yourself insurance paying a lump sum in the event of death or medically diagnosed terminal illness.

Get peace of mind with life insurance that can pay up to $1.5 million (depending on your age) on death or terminal illness.

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What is included?

10% Multi-life discount

Receive a 10% discount on the second life where two applications are submitted at the same time, and both policies are issued

Lump sum cover from $50,000 to $1.5 million

Age Lump sum cover

19 - 45 years

Up to $1.5 million

46 - 54 years

Up to $1 million

55 - 59 years Up to $750,000
60 - 69 years Up to $500,000

Easy to apply

Does not normally require a medical examination

First month's cover free

Your first month’s cover is free, meaning no premiums are payable for the period of one month from the start date of your policy

Worldwide cover 24/7

The policy provides you with cover 24 hours a day, seven days a week, world wide.

$15,000 Cash advance benefit

An advance payment of $15,000 while your death claim is being settled, to help with funeral or other expenses

Future insurability benefit

The death benefit can be increased by up to $100,000 in any one year until the policy anniversary after your 54th birthday without reassessment of your personal circumstances, if you: get married, get divorced, become a parent, become a full-time carer, or become a widow or widower.

  Additional Product Information:

Ezicover insurance products are issued by Zurich Australia Limited (Zurich) ABN 92 000 010 195 AFSL 232510 of 5 Blue Street, North Sydney, NSW 2060.  Zurich has prepared the information on this website about Ezicover and Orange Credit Union is simply passing the information onto you. This information is of a general nature only and does not take in to account your objectives, financial situation or needs. You should consider these factors and the relevant Product Disclosure Statment (PDS), which contains details of conditions, limits and exclusions of cover, before making a decision regarding the product. Orange Credit Union does not recommend, endorse or advise you about this insurance. They can only refer you to Zurich. If you buy an Ezicover policy, Orange Credit Union will receive a referral commission from Zurich of 20% (plus GST) of your insurance premium. This amount is paid by Zurich and is not an additional cost to you. 



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