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Life Insurance

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Ezicover Life Insurance

Cover is available for Australian residents aged between 19 and 69. You can choose cover, up to $1,500,000 (depending on your age)#. A lump sum benefit is payable in the event of your death or terminal illness where your life expectancy is less than 12 months.

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Key product features

  • First 30 days are complimentary, so in the first year of your policy you will only pay 11 months premium
  • 10% discount for second life where two applications are submitted, and two policies issued at the same time** 
  • Simple and easy application process – online or phone
  • Up to $1,500,000 cover available (depending on age)#
  • Increase your death benefit by up to $100,000 in any one year without reassessment in the event of certain life changes*
  • $15,000 advance payment while your death claim is being settled
  • 24-hour worldwide cover
  • Cover suspension feature, allows you to put your cover on hold for up to 12 months
  • Suicide is excluded within 13 months of the start of the policy, any increase in cover or the latest reinstatement of the policy

 

This is a summary of key features only. Terms and conditions apply. Please refer to the Ezicover Life Insurance Product Disclosure Statement for full details.

Ezicover Life Insurance is designed for people with financial dependants or loved ones, who have or expect to have outstanding financial commitments (such as a mortgage, school fees, medical expenses and living expenses) that will not be satisfied or able to be paid in the event of their death or terminal illness. It is also important that people who take out a policy understand that premiums increase with age and expect to be able  to continue to pay premiums for the timeframe they require the insurance.

 

# Cover available up to $1,500,000 for persons aged 19-45, up to $1,000,000 for persons aged 46-54, up to $750,000 for persons aged 55-59 and up to $500,000 for persons aged 60-69. * Death benefit can be increased by up to $100,000 in any one year until the policy anniversary after your 54th birthday without our reassessment of your personal circumstances, following marriage, divorce, becoming a parent, becoming a full-time carer or becoming a widow or widower. ** Available for Ezicover Life Insurance only where you and another person apply for two policies at the same time and both policies are accepted.

 

Ezicover Life Insurance is issued by Zurich Australia Limited (Zurich) ABN 92 000 010 195 AFSL 232510 of118 Mount Street, North Sydney, NSW 2060. Zurich has prepared the information on this website about Ezicover and Orange Credit Union is simply passing the information onto you. This information is of a general nature only and does not take in to account your objectives, financial situation or needs. You should consider these factors and the relevant product disclosure statement (PDS), which contains details of conditions, limits and exclusions of cover, before making a decision regarding the product. The relevant PDS and target market determination are available online or by contacting Zurich. Orange Credit Union does not recommend, endorse or advise you about this insurance. It can only refer you to Zurich. If you buy an Ezicover policy, Orange Credit Union will receive a referral commission from Zurich of 20% (plus GST) of your insurance premium. This amount is paid by Zurich and is not an additional cost to you. This information is current as at 27 September 2021 and is subject to change. PDR GCLS-017496-2021

 

 

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