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Home Loan
comparison table

Variable Interest Rate
Home Loans

Fixed Interest Rate
Home Loans

Key facts sheet

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Switching to us has never been easier. Beat the banks and get ahead on your home loan.

Experience our difference, offering you:

  • The same low interest rates for owner-occupiers and investors
  • Dedicated lending specialists to guide you, and who are by your side through the life of your loan
  • All lending decisions made right here
  • Ability to borrow up to 95% of the value of your property
  • Flexible repayment options including weekly, monthly, fortnightly and the ability to set up payroll allocation
  • Ability to make additional payments with no penalty
  • No ongoing account keeping fees
  • Redraw, offset and split loans on selected loan products

Here's our simple steps to get started:



Introductory Essential 2 Year 

Variable Rate Home Loan

This low rate loan would suit a property investor who is looking for a basic loan with a variable rate subject to market fluctuations throughout the loan term. After 24 months, this loan moves to the Essential Low Rate Variable Home Loan.

  • Borrow up to 95% of the purchase price
  • $350,000 minimum loan amount
  • For new business only
  • Up to 30-year loan period
  • Flexible repayment options
  • Lump sum repayments available
  • No Redraw
  • No Offset

2.99% pa1
Variable Rate

3.99% pa2
Comparison Rate

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1 Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $350,000 and up to 95% of property value.

2 Comparison rate based on a secured loan of $150,000 over 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.


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