| Features | ATM | EFTPOS | Internet | Mobile | Phone | SMS | Alerts |
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| Withdraw cash |
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| Pay for goods |
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| Transfer funds between OCU accounts |
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| Transfer funds outside OCU accounts |
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| Enquire balances |
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| Enquire Transactions |
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| Pay bills via BPAY |
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| Order statement |
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| Notification of key events |
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