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Become a member

Our home is in Orange, NSW where we were established in 1964, however membership is open to all residents of Australia. If you like to bank with a place who looks after your local community, supports your friends and family, and knows your everyday - you'll feel right at home with Orange Credit Union.. 

Membership at Orange Credit Union gives you access to all of the products and services we offer. 

To join today, please complete our Membership Application

Upon completion of a membership application, a Staff member of Orange Credit Union will process your application and contact you with next steps within two (2) business days.

Please note that You are not required to pay anything for the member share at the time of issue. However, you are required to pay the unpaid $10 subscription price for the member share, in full or in part, if and when, and to the extent required by the Corporations Act.  

Become a member

  About Orange Credit Union

Orange Credit Union is owned by, and works for our members.

This means we're owned by local community members, as shareholders - not investors. Our focus is on providing the best service and pricing to support members.

As a credit union, we like to give back. Surplus annual profit is sent back to members in the form of:

Switch to Orange Credit Union

  Step 1: Become a member

Please complete our Membership Application

On completion, a Staff member of Orange Credit Union will process your application and contact you with next steps (including payment details) within two (2) business days

Become a member

  Step 2: Transfer direct debits

We have a selection of accounts designed to offer the flexibility to meet all your financial needs.

You can open as many accounts as you want and, with no hidden fees and great rates, you’ll find just what you need.

If you have regular payments debited from your credit card or bank account, you will need to organise an update of the debit instructions. 

What is a Regular Payment? 

Regular payments can be either a recurring payment or an instalment payment. A Regular Payment represents an agreement between you (the cardholder) and a merchant in which you preauthorise the merchant to bill your card account at predetermined intervals (e.g. monthly or quarterly) or at intervals as agreed by you. The amount may differ or be the same for each transaction.

For example: You may ask your local gymnasium to charge your monthly gym membership fee to your credit card each month or you may have purchased a new television from your local appliance store and are being billed by the merchant in subsequent multiple periods. 

What are the benefits of Regular Payments?

There are many benefits for cardholders who set up regular payments including:

  • Ensures timely payments to the merchant
  • Saves you time as the payment is processed automatically
  • Saves you money as you do not have to pay for cheques, money transfers or postage, nor will you be liable for late fees.

Customer Responsibilities & Obligations    

Regular payment arrangements are an agreement between you (the cardholder) and the merchant. You should keep a record of all regular payment arrangements you have established with your merchant and store in a safe place. A template for recording your regular payment arrangements is available from the Australian Payments Clearing Association.

You are responsible for notifying the merchant when your account details change, including a change in card number and/or change of card expiry date. Until you notify the merchant, your bank is required to process transactions from the merchant.

We recommend you keep a copy of any Change in account details letter sent to your merchant and your earlier regular payment agreements. This correspondence will be required when your merchant does not comply with your request in a timely manner and you decide to dispute any incorrectly charged regular payments.

Customer Rights to Dispute

Any issues with your regular payments, including the failure of the merchant to act on a change in account details advice, should be taken up directly with your merchant first. Should further assistance be required to resolve an issue between yourself and a merchant, contact us for more information.

  Step 3: Close old account(s)

Consider closing your accounts with your old bank or financial institution to avoid being charged any fees. We can help you do this too.

Complete the Authority to Close Account.

Don’t forget that the regular payments list does not include periodical payments (e.g. transfers to savings accounts), BPAY or recurring payments where you have supplied your debit or credit card number.

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  Step 4: Always here to help

If you need help to switch to Orange Credit Union, please contact us

Contact Us


Contact Us Call (02) 6362 4466Become a member