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Same low home loan rates for investors

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Home Loan
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Variable Interest Rate
Home Loans

Fixed Interest Rate
Home Loans

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Property can be a great investment, let Team Orange help you climb the property ladder.

At Orange Credit Union, we offer one great rate for both owner-occupiers and investors. After all, it's your new home and your choice to live in it or not. 

We are one of the only lenders to reward investors with the same interest rates as owner-occupier loans. Whether your investment property is in Orange, the Central West or across Australia, Orange Credit Union is making it real. 


Standard home loans repayments include both the interest, as well as a portion of the prinicpal amount. Interest-only home loans remove the prinicpal from the equation, so you can reduce your monthly repayments. 


  • Available for up to ten years for either a Variable or Fixed Rate investment home loan
  • Ability to borrow up to 95% of the property valuation or purchase price, whichever is less
  • Ideal for property investors looking to sell in the short-term
  • Interest-only repayments do not reduce your loan amount
  • Lenders mortgage insurance may apply

Variable Rate LoansFixed Rate Loans



Introductory Essential 2 Year 

Variable Rate Home Loan

This low rate loan would suit a property investor who is looking for a basic loan with a variable rate subject to market fluctuations throughout the loan term. After 24 months, this loan moves to the Essential Low Rate Variable Home Loan.

  • Borrow up to 95% of the purchase price
  • $350,000 minimum loan amount
  • For new business only
  • Up to 30-year loan period
  • Flexible repayment options
  • Lump sum repayments available
  • No Redraw
  • No Offset

2.99% pa1
Variable Rate

3.99% pa2
Comparison Rate

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1 Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $350,000 and up to 95% of property value.

2 Comparison rate based on a secured loan of $150,000 over 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.


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