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Get a head start on your home loan - Switch to us

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Same competitive rates for owner-occupiers and investors

16 June 2022

As home loan interest rates across the market are on the increase, Orange Credit Union is encouraging borrowers to review their home loan and to consider refinancing to our competitive loans with the same low rates for owner-occupiers and investors.

CEO, Andrew de Graaff said one of the most common financial goals across our community is to own their home sooner. 

“Applying for a home loan and sticking to it for the entire 30 year loan term is no longer a reality. Many people are seeking to refinance or switch to a better deal which could save thousands,” Mr de Graaff said. 

“Personal circumstances and external factors driving the market can change from time to time so it’s important to regularly review your situation and look for ways you can save money and beat the banks. Now is the time to shop around for competitive rates.”

To help customers and the community seeking to get off the rental treadmill, climb the property ladder and simply get ahead on their mortgage, Orange Credit Union has a number of home loan options including fixed and variable interest rates loans with no monthly or annual fees and the ability to make extra repayments with no penalties. 

Mr de Graaff said: “Our Introductory Essential Home Loan* is available for self-employed professionals, those constructing a home or purchasing land, new home buyers and investors. This is a basic variable home loan with no unwanted frills such as, redraw and mortgage offset with a great low rate to reward savvy savers. Those who are committed to reducing their mortgage can make extra repayments with no penalty fees and no monthly or annual fees.”

“Orange Credit Union offers a range of competitively priced home loans available to both home owners and investors with a minimum deposit of 5 per cent across all home loans. It’s your new home so we believe you should have the same low rates whether you choose to live in it or not.

“For almost 60 years, Orange Credit Union has been helping people help themselves and each other. We understand that buying a home and applying for a home loan can be a daunting experience. 

“Our local lending specialists are based here with you and are by your side to guide you through from home loan application to settlement. Decisions are made right here so you can gain a loan with security and confidence,” Mr de Graaff continued.

Now is the time to start fresh and finish strong. 

Talk to Team Orange Credit Union today on 6362 4466. 

 

 

*Lending criteria, terms & conditions, fees & charges apply. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This comparison rate is based on a $150,000 home loan over 25 years.  New loans with a minimum borrowing amount of $350,000 and up to 95% of property value. No offset account. No redraw. Principal and Interest repayments only. 

 

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