Investment Accounts Comparison Table
|
Check out the features and benefits of an Orange Credit Union Investment account. |
Download PDFRequest a call |
| Key Features | Golden | Term Deposit | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Availability of funds | Notice Required | At Maturity | |||||||||
| Maximum Rate | 0.85% pa | 1.35% pa | |||||||||
| Minimum Deposit | $500 | $500 | |||||||||
| Minimum Balance | $5,000 | $500 | |||||||||
| Early Withdrawal Penalty | $0 | Will incur fee1 | |||||||||
| Interest Income | Calculated daily, paid monthly | 6 monthly or at maturity | |||||||||
| Notice Required | 7 Days | 1 Day | |||||||||
| Overdraft Available | - | - | |||||||||
| Access Methods | |||||||||||
| Personal Cheque | - | - | |||||||||
| Eftpos & ATM | - | - | |||||||||
| Direct Credits | Yes | - | |||||||||
| Direct Debits | - | - | |||||||||
| Visa Debit | - | - | |||||||||
| Branch Transactions | Yes | Yes | |||||||||
| Phone Banking | Balance & Deposits | Balance Only | |||||||||
| Internet Banking | Balance & Deposits | Balance Only | |||||||||
| BPAY Phone | - | - | |||||||||
| BPAY Internet | - | - | |||||||||
| Periodical Payments | - | - | |||||||||
1 We may allow early withdrawals at our absolute discretion (eg. in cases of financial hardship). Early withdrawals will incur a fee and an interest adjustment. Interest can be paid at maturity or 6-monthly intervals, to your All Purpose Savings account, or by cheque. On maturity, we will automatically re-invest your Term Deposit in the same type of Term Deposit you chose originally, unless you have told us otherwise
Quick links
Apply Now
-
Membership
Become a member of Orange Credit Union
-
Open an account
Open a Savings or Transaction Account
-
Home Loan
Apply for a Home Loan
-
Personal/Car Loan
Apply for a Personal or Car Loan
-
Internet Banking
Get Internet or Phone Banking
-
General enquiries
Ask us a question
Products
-
Home Loans
Fixed or variable rate home loans
-
Car Loans
New car loan
-
Personal Loans
Secured and unsecured loans
-
Savings Accounts
Earn competitive interest rates.
-
Everyday Accounts
Transaction accounts for everyday needs
-
Investment Accounts
Term Deposits ranging from 3 to 36 months
-
Insurance
Proudly partnered with QBE and Zurich
-
Financial Planning
Proudly partnered with Bridges
-
Travel
International travel product range
Calculators
-
Loan Repayments
Enter a loan amount, interest rate and repayment frequency to calculate a repayment estimate
-
Car Loan
Get an idea of how much you can borrow and your repayments
-
Personal Loan
Calculate how much you might be able to borrow for personal use
-
Budget Planner
Managing your budget and potential savings
-
Savings Plan
Need help saving? Our Savings Plan Calculator can help
-
View all calculators
Not sure where to start? Get the right tools for the job
Rates & Fees
-
Home Loan
Compare our home loan interest rates
-
Personal Loan
Compare our personal loan rates
-
Car Loan
Compare our personal loan rates
-
Savings Account
View our savings account table
-
Investment Account
View our term deposit interest rate table
-
Fees & Charges
Personalised service and a fair fee structure
Special Offers
-
Home Loan Special Offer
Limited time only
-
Kids Super Saver
Limited time only
-
Personal Loan
Limited time only
-
AMIGO Credit Card
Limited time only
-
View all special offers
One convenient location
-

I love that it is local and looks after local people and even though I have moved I do not want to let go of OCU as I feel it is a part of
read more -

It is situated locally; all the staff are friendly and will always help you. Your money stays in town and is used to help someone who is a
read more -

For the last 40 + years I have banked with the credit union and the big majority of all money loans that I have had, have been through the
read more
Site Links
|
|
|
|
