Investment Accounts Comparison Table
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Check out the features and benefits of an Orange Credit Union Investment account. |
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| Key Features | Golden | Term Deposit | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Availability of funds | Notice Required | At Maturity | |||||||||
| Maximum Rate | 0.30% pa | 0.60% pa | |||||||||
| Minimum Deposit | $500 | $5,000 | |||||||||
| Minimum Balance | $5,000 | $5,000 | |||||||||
| Early Withdrawal Penalty | $0 | Will incur fee1 | |||||||||
| Interest Income | Calculated daily, paid monthly | 6 monthly or at maturity | |||||||||
| Notice Required | 7 Days | 1 Day | |||||||||
| Overdraft Available | - | - | |||||||||
| Access Methods | |||||||||||
| Personal Cheque | - | - | |||||||||
| Eftpos & ATM | - | - | |||||||||
| Direct Credits | Yes | - | |||||||||
| Direct Debits | - | - | |||||||||
| Visa Debit | - | - | |||||||||
| Branch Transactions | Yes | Yes | |||||||||
| Phone Banking | Balance & Deposits | Balance Only | |||||||||
| Internet Banking | Balance & Deposits | Balance Only | |||||||||
| BPAY Phone | - | - | |||||||||
| BPAY Internet | - | - | |||||||||
| Periodical Payments | - | - | |||||||||
1 Fee of $30 plus a rate reduction based on: 0 to 30% of term elapsed—30% of the initial rate; 31 to 60% of term elapsed—60% of the initial rate; 61 to 90% of term elapsed—90% of the initial rate.
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