Savings Account Comparison Table
Check out the features and benefits of an Orange Credit Union savings account. Use our Savings Plan Calculator to compare your options. |
Apply OnlineGeneral enquiry |
Key Features | Christmas Club | Kids Super Saver | Online Saver | Bonus Saver | Mortgage Offset | ||||||
---|---|---|---|---|---|---|---|---|---|---|---|
Availability of funds | 1st Nov to 31st Jan | At Call | At Call | At Call | At Call | ||||||
Maximum Rate | 0.20% pa | 0.40% pa | 0.40% pa | 0.35% pa | 0.00% pa | ||||||
Minimum Deposit | $0 | $0 | $0 | $50 Per Month | $0 | ||||||
Minimum Balance | $0 | $0 | $1 | $1 | $0 | ||||||
Early Withdrawal Penalty | $10 | $0 | $0 | $0 | $0 | ||||||
Interest Income | Minimum monthly balance paid out Oct 31 | Calculated on minimum monthly balance, paid quarterly | Calculated daily, paid monthly, tiered | Calculated daily, paid monthly | Offset against nominated Home Loan | ||||||
Notice Required | - | - | - | - | - | ||||||
Overdraft Available | - | - | - | - | - | ||||||
Access Methods | |||||||||||
Personal Cheque | - | - | - | - | - | ||||||
Eftpos & ATM | - | - | - | - | - | ||||||
Direct Credits | Yes | Yes | Yes | Yes | Yes | ||||||
Direct Debits | - | - | - | - | Yes | ||||||
Visa Debit | - | - | - | - | - | ||||||
Branch Transactions | Yes | Yes | - | Yes | Yes | ||||||
Phone Banking | Yes | - | Yes | Yes | Yes | ||||||
Internet Banking | Yes | - | Yes | Yes | Yes | ||||||
BPAY Phone | Yes | - | Yes | Yes | Yes | ||||||
BPAY Internet | Yes | - | Yes | Yes | Yes | ||||||
Periodical Payments | - | - | - | - | Yes |
Quick links
Apply Now
-
Membership
Become a member of Orange Credit Union
-
Open an account
Open a Savings or Transaction Account
-
Home Loan
Apply for a Home Loan
-
Personal/Car Loan
Apply for a Personal or Car Loan
-
Internet Banking
Get Internet or Phone Banking
-
General enquiries
Ask us a question
Products
-
Home Loans
Fixed or variable rate home loans
-
Car Loans
New car loan
-
Personal Loans
Secured and unsecured loans
-
Savings Accounts
Earn competitive interest rates.
-
Everyday Accounts
Transaction accounts for everyday needs
-
Investment Accounts
Term Deposits ranging from 3 to 36 months
-
Insurance
Proudly partnered with QBE and Zurich
-
Financial Planning
Proudly partnered with Bridges
-
Travel
International travel product range
Calculators
-
Loan Repayments
Enter a loan amount, interest rate and repayment frequency to calculate a repayment estimate
-
Car Loan
Get an idea of how much you can borrow and your repayments
-
Personal Loan
Calculate how much you might be able to borrow for personal use
-
Budget Planner
Managing your budget and potential savings
-
Savings Plan
Need help saving? Our Savings Plan Calculator can help
-
View all calculators
Not sure where to start? Get the right tools for the job
Rates & Fees
-
Home Loan
Compare our home loan interest rates
-
Personal Loan
Compare our personal loan rates
-
Car Loan
Compare our personal loan rates
-
Savings Account
View our savings account table
-
Investment Account
View our term deposit interest rate table
-
Fees & Charges
Personalised service and a fair fee structure
Special Offers
-
Home Loan Special Offer
Limited time only
-
Kids Super Saver
Limited time only
-
Personal Loan
Limited time only
-
AMIGO Credit Card
Limited time only
-
View all special offers
One convenient location
-
I love that it is local and looks after local people and even though I have moved I do not want to let go of OCU as I feel it is a part of
read more -
It is situated locally; all the staff are friendly and will always help you. Your money stays in town and is used to help someone who is a
read more -
For the last 40 + years I have banked with the credit union and the big majority of all money loans that I have had, have been through the
read more
Site Links
|
|
|
|