Get a lower variable interest rate.
Our branch and contact centre will be closed for the ANZAC Day Public Holiday on Thursday 25 April.
| Owner Occupier | Investment | |||
| Interest rate | Comparison rate | Interest rate | Comparison rate | |
| Base Variable Rate | 6.39% p.a. | 6.45% p.a. | 6.39% p.a. | 6.45% p.a. |
Home Loan |
|
|---|---|
| Deposit required : | 5% |
| Establishment fee : | $155 |
| Valuation fees included within establishment fee : | No |
| Ability to increase loan amount (Loan Top Up) : | Yes |
| Additional repayments accepted : | Yes |
| Additional repayments fee : | $0 |
| Annual fee : | $0 |
| Can be used for building : | Yes |
| Early repayments without penalty : | Yes |
| Easy to apply for loan : | Yes |
| Discharge fee : | $200 |
| Interest charges : | Calculated daily, charged monthly |
| Interest only repayments (up to 5 years) : | Yes |
| Loan term : | up to 30 years |
| Maximum Loan-to-Value ratio : | 95% |
| Minimum amount : | $150,000 |
| Maximum amount : | Subject to application |
| Minimum term (years) : | 1 |
| Maximum term (years) : | 30 |
| Mortgage offset : | No |
| Partial split loan : | Yes |
| Rate term : | Variable |
| Repayments : | Monthly, Fortnightly, Weekly |
| Redraw facility : | Yes |
| Redraw fee : | $0 |
| Suitable for vacant land : | Yes |
| Repayment options : | Payroll deduction, Periodical payment, Internet banking |
| Switching fee : | $250 |
| Variable and lump sum repayments : | Yes |
'Our Little Orange Book of Savings Tips' reveals the best savings tips across the Central West region.
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