By locking in your money for a set term, you'll earn a higher interest rate than our standard savings account, and get closer to reaching your savings goals with ease.

  • Choose from 12 or 24 months
  • Confidence of interest return
  • No account keeping fees
  • Start saving from $50,000 minimum deposit
5.00 % p.a. Interest rate

12 months

Features & benefits

Product Features:

Term Deposits
Minimum Deposit : $50,000
Minimum Balance : $50,000
Availability of funds : At maturity
Notice Required : 7 Days
Early withdrawal penalty : Will incur fee
Eftpos and ATM : No
Direct Debits : No
Visa Debits : No
Branch transactions : Yes
Phone Banking : Balance only
Internet Banking : Balance only
Term Interest Rate
12 months 5.00% p.a.
24 months 4.10% p.a.

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*Eligibility criteria, terms & conditions, fees & charges apply. Funds must come from an account the member or customer does not currently hold with Orange Credit Union, with a minimum initial deposit amount of $50,000. Balance cannot fall below $50,000. Interest is calculated daily and paid at maturity. Withfdrawal available at maturity. On maturity we will automatically re-invest your Term Deposit for the same term as you originally chose, unless you advise us otherwise. Minimum 7 days notice is required for an early break in the relevant term, upon which a fee of $30 plus a rate reduction based on: 0 to 30% of term elapsed—30% of the initial rate; 31 to 60% of term elapsed—60% of the initial rate; 61 to 90% of term elapsed—90% of the initial rate will be applicable. This information is general in nature and does not take into account your personal financial situation, needs or objectives. You should consider your own financial situation and needs, and read the relevant Target Market Determination before making any decisions based on this information. Contact us at to request a Target Market Determination.