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Buy My First Home

Purchasing your first home is an exciting time, but can feel a little overwhelming.

From saving for a deposit to applying for grants and everything in between, Team Orange Credit Union is Here for You.

Our team of experienced lenders will guide you through the steps to becoming a first homeowner. They'll help you explore and then set you up with a loan suitable for your goals and lifestyle.

Did you know? We can take into account your rental history which can be used to demonstrate genuine savings habits? We can also help set you up with easy ways to start saving, such as a dedicated Savings Account or Term Deposit and automatically setting aside a dedicated amount per week directly from your pay.

Our home loans can support you through each life stage

Compare all our rates and fees

Find out all the latest rates and fees for our Home Loans.

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  • 1 Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $250,000 and up to 95% of property value. At the end of the introductory period the interest rate reverts to our Standard Variable interest rate.
  • 2 Comparison rate is based on a secured loan of $250,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • 3 Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $20,000 and up to 95% of property value.
  • 4 Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $20,000 and up to 95% of property value. At the end of the fixed term, interest rate reverts to our Standard Variable interest rate.
  • 5 Comparison rate based on a secured loan of $150,000 over 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
  • 6 Lending criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $150,000 and up to 95% of property value.

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