Why choose our Introductory Loan?

  Owner Occupier Investment
  Interest rate Comparison rate Interest rate Comparison rate
2 Year Variable 5.94% p.a. 7.16% p.a. 5.94% p.a. 7.16% p.a.

Product Features:

Home Loan
Deposit required : 5%
Establishment fee : $155
Valuation fees included within establishment fee : No
Ability to increase loan amount (Loan Top Up) : Yes
Additional repayments accepted : Yes
Additional repayments fee : $0
Annual fee : $0
Can be used for building : Yes
Early repayments without penalty : Yes
Easy to apply for loan : Yes
Discharge fee : $200
Interest charges : Calculated daily, charged monthly
Interest only repayments (up to 5 years) : Yes
Loan term : up to 30 years
Maximum Loan-to-Value ratio : 95%
Minimum amount : $150,000
Maximum amount : Subject to application
Minimum term (years) : 1
Mortgage offset : Yes
Partial split loan : Yes
Rate term : Variable
Repayments : Monthly, Fortnightly, Weekly
Redraw facility : Yes
Redraw fee : $0
Suitable for vacant land : Yes
Repayment options : Payroll deduction, Periodical payment, Internet banking
Switching fee : $250
Variable and lump sum repayments : Yes

Compare all our rates and fees

Find out all the latest rates and fees for our Home Loans.

Calculators

Borrowing power

We'll look at your income and expenses to see how much you may be able to borrow.

Loan repayments

Get a better idea of what your expected home loan repayments may look like.

Stamp duty calculator

Use our stamp duty calculator to estimate the stamp duty costs on your property.

Latest news and articles

Stay up-to-date with our latest news and articles to help you along the way

We are here to help

  • 1 Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $250,000 and up to 95% of property value. At the end of the introductory period the interest rate reverts to our Standard Variable interest rate.
  • 2 Comparison rate based on a secured loan of $150,000 over 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
  • 3 Maximum LVR for Owner-Occupier is 95%, for Investment maximum is 90%