Why choose our Introductory Loan?

  Owner Occupier Investment
  Interest rate Comparison rate Interest rate Comparison rate
2 Year Variable 5.94% p.a. 7.16% p.a. 5.94% p.a. 7.16% p.a.

Product Features:

Home Loan
Deposit required : 5%*
Establishment fee : $155
Valuation fees included within establishment fee : No
Ability to increase loan amount (Loan Top Up) : Yes
Additional repayments accepted : Yes
Additional repayments fee : $0
Annual fee : $0
Can be used for building : Yes
Early repayments without penalty : Yes
Easy to apply for loan : Yes
Discharge fee : $200
Interest charges : Calculated daily, charged monthly
Interest only repayments (up to 5 years) : Yes
Loan term : up to 30 years
Maximum Loan-to-Value ratio : 95%*
Minimum amount : $150,000
Maximum amount : Subject to application
Minimum term (years) : 1
Mortgage offset : Yes
Partial split loan : Yes
Rate term : Variable
Repayments : Monthly, Fortnightly, Weekly
Redraw facility : Yes
Redraw fee : $0
Suitable for vacant land : Yes
Repayment options : Payroll deduction, Periodical payment, Internet banking
Switching fee : $250
Variable and lump sum repayments : Yes

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Borrowing power

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Loan repayments

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  • 1 Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $250,000 and up to 95% of property value. At the end of the introductory period the interest rate reverts to our Standard Variable interest rate.
  • 2 Comparison rate based on a secured loan of $150,000 over 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
  • 3 Maximum LVR for Owner-Occupier is 95%, for Investment maximum is 90%