Build your home with confidence

Take advantage of having a local lender to complete a face-to-face assessment of your construction home project. Our team of lending specialists will take a personal understanding of your construction, to ensure we match you with a suitable product. 

As you progress through the stages of construction, guided by your building contract, your builder will issue invoices so we can make progress payments, to cover the costs of the build. Once your home build is complete, your contracted loan term, typically 30 years, will officially commence. 

Orange Credit Union prides itself on maintaining a great relationship between yourself and suppliers, with processing of builder invoices within 24 hours of receipt.

Our home loans can support you through each life stage

Compare all our rates and fees

Find out all the latest rates and fees for our Home Loans.

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  • 1 Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $250,000 and up to 95% of property value. At the end of the introductory period the interest rate reverts to our Standard Variable interest rate.
  • 2 Comparison rate is based on a secured loan of $250,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • 3 Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $20,000 and up to 95% of property value.
  • 4 Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $20,000 and up to 95% of property value. At the end of the fixed term, interest rate reverts to our Standard Variable interest rate.
  • 5 Comparison rate based on a secured loan of $150,000 over 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
  • 6 Lending criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $150,000 and up to 95% of property value.